The Ciocca Dealerships Express Lease plan gives you the best parts of conventional financing, the opportunity for ownership and profit, and combines them with the best parts of leasing, shorter terms and guaranteed future value.

Please ask one of our associates if this plan may work for you.
This is an example for illustration purposes only and does not represent an actual transaction.

Resale Risk vs. Resale Value

When a customer purchases a vehicle with cash or traditional financing, they assume all the resale risk. They are at the mercy of the used car market for the resale value of their specific vehicle at the time they want to sell or trade it in. The following nine things have a direct impact on the value of a used car:

When a customer takes advantage of the Ciocca Express Lease, the risk associated with items three through nine are transferred to the leasing institution. They are only responsible for the lease vehicle's miles and condition at lease end.

Leasing institutions place a guaranteed future value on the vehicle, and if it is worth more than that value at lease end, the customer can take advantage of that potential profit. If the vehicle is worth less, they can turn the vehicle in at lease end and let the leasing institution absorb that financial loss.

The Real Cost of Ownership

The below graph shows how the cost of depreciation and maintenance & repair change as most vehicles age. Vehicles depreciate the most right after purchase, while maintenance and repair costs increase significantly as vehicles age. Customers assume the risk of expensive repairs after the warranty expires, and regular scheduled maintenance & normal wear items start to become more expensive as well.